Joyce was born and raised in a small village called Egmond alongside the Dutch coast. After living in Amsterdam for three years she decided to move to Jakarta together with her husband for a couple of years.

Joyce holds a bachelor’s degree in Business Administration and added an international flavor to her studies by adding two internships in both South Africa and Ethiopia.

After her studies she worked on various mortgage related assignments for several big Dutch banks. The knowledge of mortgages and her own expatriate adventures made her decide to join the Expat Mortgages team, where she enjoys helping customers from all over the world on a daily basis.

In her spare time she likes to play tennis, visit beautiful places around the world and to be together with family and friends.